Do think you have been lucky in life? If so, how much of it was due to personal effort and how much due to chance? Andy and I did a lot of the right things — like study and work and save — but we also know we were lucky to have lived in a time and place where that was rewarded. We thank our lucky stars every day.
Hurray for humility and gratitude, and Happy St Patrick’s Day! May the luck of the Irish be with you and your loved ones.
March 17, 2026
